Rosbank (Russian: Росбанк) is a Russian universal bank whose majority shareholder is the international financial group Société Générale. In October 2020, Rosbank ranked 11th among Russian banks in terms of assets (RUB 1379 billion). According to the Forbes Russia, Rosbank is the third most reliable Russian bank. 
|Revenue||94,838,000,000 Russian ruble (2017)|
Number of employees
|Rating||Ba2 (Moody's), BBB- (Fitch) (2017)|
Legally, Rosbank is registered as a public joint-stock company (PJSC) and headquartered in Moscow. On 1 July 2011 Rosbank merged with another Russian subsidiary of Société Générale, Banque Société Générale Vostok (BSGV). The strategy of Societe Generale Group is basic on further improvement of client service and maintenance of leadership in innovation, capturing growth through business development, increased synergies, and delivery of sustainable profitability.
Founded in 1993 under the name of AKB Nezavisimost (Independence), the legal status of the bank has evolved several times (1994: TOO, 1996: ZAO).
In September 1998, Interros holding company bought the bank and renamed it to Joint Commercial Bank (JCB) "Rosbank". In 1999 the bank's legal status changed to Open Joint Stock Company (OJSC).
In 2003 Rosbank acquired "OVK" banking group, having considerably enlarged the bank network. The cost of deal was US$200 million.
In 2006 Societe Generale acquired 20% of Rosbank with an option to purchase an additional package of 30% +2 shares for US$1.7 billion till the end of 2008. This option was exercised in February 2008.
Merger with BSGV and rebrandingEdit
In February 2010 shareholders of Rosbank agreed to consolidate Societe Generale assets in Russia, Rosbank, Bank Société Générale Vostok (BSGV) and two other entities: DeltaCredit and Rusfinance Bank. In January 2011 DeltaCredit and Rusfinance became 100% subsidiaries of Rosbank.
On 1 July 2011 Rosbank merged with BSGV. The joint bank has kept the name "Rosbank", well known to the clients. The new bank's logo is red-and-black square with a white stripe – the symbol used by the Group in all countries of its presence. "Societe Generale Group" endorsement line also refers to the belonging to the group.
In 2011 Rosbank launched a rebranding program to be finalized in 2013. The replacement of outlet signage started in autumn 2011 accompanied by an advertising campaign to support the new brand. On 9 August 2011 the first outlet designed according to the new corporate style was opened.
The new bank's website was launched: the website was constructed with the idea to present the information in the most comfortable way for the client. The site was designed in compliance with the new corporate style of the unified Rosbank.
In October 2011 all outlets and ATMs have been unified to provide clients with the same conditions and functionalities. Rosbank own network of ATMs amounted 3 000 machines. The partnerships with other banks in order to enlarge the ATM network were extended. Rosbank is a member of the Unified Operations System (ORS), which gives the possibility to its clients to use most of the banking terminals present in Russia (terminals working with ORS system, certainly labeled) without additional fees.
On 2 May 2012 an agreement between Rosbank and Alfa-bank was signed to unite both ATM networks. The similar agreement was signed with Raiffeisen Bank and from 1 December 2012 the ATMs of both banks are available to withdrawal operations without additional fees. Customers can also get the information about the card balance and pay for housing and public services. Thus, the number of ATMs available for Rosbank clients reached 21 000 machines.
On July 1, 2019, DeltaCredit mortgage bank ceased to be an independent bank and became part of Rosbank as a division called "Rosbank Home" (Росбанк Дом).
March 1, 2021 in the Rosbank was included Rusfinance, the Russian leader in the car loan segment. It turned into a division of Rosbank under the name "Rosbank Auto".
With a 99.4867% stake, Société Générale is the majority shareholder.
- In April, 2019 Societe Generale announces the appointment of Gianluca Soma as Group Country Head for Russia from 1 July 2019 - instead of Didier Hauguel. Now Soma is named the chairman of the board of directors on the official website of Rosbank.
- Ilya Polyakov, CEO and chairman of the management board
Rosbank is a universal bank and subsidiary of Société Générale. It provides all types of services to individual and corporate customers. Rosbank serves more than 3 300 000 individual clients, about 100,000 corporate clients. Rosbank enters the list of the most reliable banks according to Forbes rating in 2015. The bank occupied first position in the list of the most expensive brands among financial institutions with foreign capital (Brand Finance, 2015). Rosbank awarded by National Banking Award of Russian Banker's Association in nomination "Contribution for the development of banking services" in December, 2014.
In order to coordinate the bank's regional network, the management is organized as follows:
- Head office in Moscow
- Seven regional branches (Moscow, Saint Petersburg, Nizhny Novgorod, Yekaterinburg, Rostov-on-Don, Krasnoyarsk, Vladivostok,)
- Operational offices
- Outlets and credit offices
The bank's regional network consists of more than 550 outlets, around 3000 ATMs in 332 cities and towns across the country.
- "Рейтинг банков - 2017 (таблица)". Forbes.ru. 23 March 2017. Retrieved 1 May 2017.
- "Рейтинг банков России" (in Russian). Kommersant. 9 December 2020.
- "100 надежных российских банков — 2021. Рейтинг Forbes". forbes.ru (in Russian). Retrieved 5 April 2021.
- "Книга памяти: «ОНЭКСИМ Банк»". Банки.ру (in Russian). Retrieved 18 July 2021.
- "Росбанк присоединил "ДельтаКредит"" (in Russian). Rosbank. 3 July 2019.
- "Росбанк присоединил Русфинанс Банк" (in Russian). banki.ru. 1 March 2021.
- "APPOINTMENT OF GIANLUCA SOMA". Société Générale. 1 April 2019.
- "Руководство банка". Rosbank. Retrieved 29 December 2020.