1. This article touches upon a large amount of information. It appears that you will not have to add much more, if any, for the final draft part. 2. I would recommend doing a proofread. There are some parts that are little chopping in wording. 3. Add some pictures/images and work the citation aspect for how Wikipedia uses them. Seems like you nailed most of the info parts. You could potentially add the origins of Alipay or add to the negative events section. 4. From what I have read, I would like to get to a similar amount of substance in terms of information as you have. I am a little behind in getting all of my info into my sandbox at the moment.