Frwannuity
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Donor Advised Annuity A Donor Advised Annuity is an income gift vehicle that falls under the category of Planned Giving. It is also referred to as a Legacy Income Annuity. It involves an insured immediate income annuity contract that a donor establishes with an insurance company for the benefit of themselves and a charity, whereby the donor makes a cash deposit to the insurance company, and directs the initial amount of periodic income they and the charity will receive from the insurance company. The annuity is flexible because the donor can adjust the amount of periodic income they and the charity will receive, as future circumstances dictate, as long as it does not exceed the total periodic income guaranteed by the insurance company. The donor can deduct the amount of cumulative annual income paid to the charity. The annuity can also be partially or fully cashed in by direction of the donor, under the terms of the insurance contract. At death, any residual in the annuity contract will be paid to one or more beneficiaries designated by the donor. The amount of the income stream is determined by many factors including the donor's age, sex, and payment options selected. The Donor Advised Annuity is compatible with Charitable Gift Annuities, and is a Planned Giving income gifting alternative. A major benefit of the Donor Advised Annuity (DAA) is to use it as a "transition link" between Current Gifts and Planned Giving when educating or counseling donors. The DAA really takes on the characteristics of both. You could consider it a planned giving program for current gifts, that gives the donor fewer tax benefits, but more flexibility and control than a CGA, the next level of planned giving [1]Reference: Advancing Philanthropy March-April 2008 page 44, “The Donor-Advised Annuity Program”[2] www.DonorAdvisedAnnuity.com[3] National Underwriter Life & Health February 11, 2008, "What Is A Donor Advised Annuity Program?" [4] Donor Advised Annuity and Legacy Income Annuity are registered trademarks [5]"Are You A Giver?" Basil & Spice: Author & Book Views On a Healthy Life: http://www.basilandspice.com/display/ShowJournal?moduleId=1869019&categoryId=183683
--Jim Pedigo 18:31, 19 March 2008 (UTC)Jim Pedigo, Frwannuity
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A tag has been placed on Donor advised annuity, requesting that it be speedily deleted from Wikipedia. This has been done under the criteria for speedy deletion, because the article seems to be blatant advertising that only promotes a company, product, group, service or person and would need to be fundamentally rewritten in order to become an encyclopedia article. Please read the general criteria for speedy deletion, particularly item 11, as well as the guidelines on spam.
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