Ganzorig (Ganzo) Ulziibayar has spent his early childhood herding animals in a typical nomadic lifestyle. And by the age of 25 he became deputy CEO of a large Mongolian bank. Now at the age of 35 he is spearheading the leading bank in Mongolia. Ganzorig is a young, inspirational and visionary leader recognized by the President of Mongolia and awarded the Polar Star for his contribution to Mongolian development. Not only is he active in policy making through his participation in Central bank, Stock exchange, Financial regulatory body and Office of Prime minister, but also he is a reputable public speaker having lectured thousands of people in the past. His blog, facebook and twitter are followed by thousands of people. Ganzorig has established and/or participated in numerous organizations including Financial Markets Association of Mongolia, CFO Club of Ulaanbaatar, Executive Club of Ulaanbaatar, Junior Chamber International, Business Council of Mongolia and CEO Club. He has established his own insurance company – Mandal Insurance in 2011 and made it 3rd largest insurer in Mongolia. He is also founder and shareholder of the largest Real estate investment management company in Mongolia, UMC Alpha. His career spanning from banking to insurance and capital markets equips him with rare, unique insights that is necessary in frontier market environment. As such his initiative at Golomt bank, National Savings Program has helped 30,000 people to start saving since its launch in November, 2015. The program is based on wealth distribution analysis inspired by T.Piketty works, and has employed latest behavioral theories in order to make savings a habit for the general public.