John Darer[1], CLU ChFC MSSC CeFT[2] RSP CLTC (born July 2, 1961 in New York, NY), is an A.M. Best Recommended Structured Settlement Expert[3] and President of 4structures.com, LLC, located in Stamford, Connecticut. John Darer is a Master Structured Settlement Consultant, Chartered Financial Consultant, Certified Financial Transitionist, Registered Settlement Planner, Financial Adviser, Sudden Money Advisor, and since 2005 has served pro bono as the Structured Settlement industry watchdog[4]. From 2009-2015 John was a featured structured settlement expert commentator on Legal Broadcast Network (LBN) and is the producer of Talking Settlement. John graduated from Westhill High School in Stamford, Connecticut, received a Bachelor of Science degree in Marketing from the [Syracuse University] in 1983. John has 34 years of financial services industry experience and has earned the the following professional designations and/or certifications: Chartered Life Underwriter (1990), Chartered Financial Consultant (1991), Certified Structured Settlement Consultant (1995), Registered Settlement Planner (2009), Certified in Long Term Care (2012), Master Structured Settlement Consultant (2015) and Certified Financial Transitionist (2017). John is a prolific commentator and creator of financial services and structured settlement related content. John Darer has appeared in over 105 video podcasts, created 45 video ads and written over 4,700 blogs on a variety of financial topics related to structured settlements, financial planning, settlement planning, life insurance, long term care, structured attorney fees and attorney fee deferred compensation, wrongful conviction settlements, settlement trusts and Litigation Recovery Management.