Texas Finance Code edit
The Texas Finance Code is the statutory law enacted by the Texas state legislature to regulate financial institutions such as banks, credit unions, or trust companies. It also regulates interest rates, money lending (general loans and mortgages), and has provisions to safeguard Texans who use these systems.[1] The code was enacted in 1997 by Texas HB 10, 75th R.S. as part of the ongoing revision process begun in 1963. [2]
Organization edit
- Title 1: General Provisions
- Title 2: Financial Regulatory Agencies
- Title 3: Financial Institutions and Businesses
- Subtitle A: Banks
- Subtitle B: Savings and Loan Associations
- Subtitle C: Savings Banks
- Subtitle D: Credit Unions
- Subtitle E: Other Financial Businesses
- Subtitle F: Trust Companies
- Subtitle G: Bank Holding Companies; Interstate Bank Operations
- Subtitle Z: Miscellaneous Provisions Relating to Financial Institutions and Businesses
- Title 4: Regulation of Interest, Loans, and Financed Transactions
- Subtitle A: Interest
- Subtitle B: Loans and Financed Transactions
- Subtitle C: Pawn Shops
- Title 5: Protection of Consumers of Financial Services
Notable Titles, Chapters, and Statutes edit
References edit
- ^ Thomson Reuters. “Vernon's Texas Statutes and Codes Annotated.” Thomson Reuters Westlaw. Accessed October 13, 2022.
- ^ "Legislative Reference Library | Legislation | Texas law timeline". lrl.texas.gov. Retrieved 2022-10-23.