A 54 year old man born and raised in New York City in the US. BBA in Finance and MBA in Economics, both from Pace University in New York. More than thirty years in the accounting and finance fields, much of those in the employ of some of the largest banks in the world but with experience in other industries.

Married to a fellow MENSAN for 23 years, a woman with multiple degrees and talents, until her untimely death. A resident of the Tampa Bay area on Florida's Gulf Coast since 1996.