Unite Health Share Ministries

Unite Health Share Ministries (UHSM) is an American 501(c)(3), non-profit,[1] Christian health care sharing ministry established in 2018, and based in Norfolk, Virginia. It provides its services through a contract with the First Health PPO Network, a subsidiary of Aetna.[2][3]Like other faith-based initiatives, UHSM is not traditional health insurance, instead providing limited health care services to its members for a monthly fee, pooled to cover all members' qualified health care expenses.[4]

Unite Health Share Ministries
UniteHealthShareMinistries.jpg
Formation2018
TypeHealth care sharing ministry
HeadquartersNorfolk, Virginia
ServicesHealth share programs
Key people
Christopher Jin (President)
Websitehttps://www.uhsm.com/

The current president of UHSM is Christopher Jin.[5]

HistoryEdit

Unite Health Share Ministries was established in 2018 as a Christian, faith-based alternative to traditional health insurance plans. Like other health care sharing ministries, UHSM members pay a fixed monthly premium to help cover the health care expenses of other members.[4]

UHSM was the first health care sharing ministry to offer prescription coverage among its services, though like other faith-based healthcare providers, certain procedures and services are not covered based on ethical beliefs, as they are not required to meet Affordable Care Act standards. They typically limit mental health care to only non-medical providers, and exclude care for substance abuse. Some plans limit coverage to in-hospital care. [4] All plans require health screening prior to acceptance. [4] Those that cover people with chronic illnesses have a $50,000 maximum.

In 2020, UHSM was awarded a Bronze Stevie Award for Most Valuable Non-Profit Response during the COVID-19 pandemic,[6] working with other organizations to provide meals and supplies to first responders, and providing access to COVID-19 testing.[7][8]

ReferencesEdit

  1. ^ "UHSM Health Coverage Exemption Notice" (PDF). 2020-02-01. Retrieved 2021-05-18.
  2. ^ Huska, Liuan. "Health Care Sharing Ministries Fight for Legitimacy Amid Lawsuits". News & Reporting. Retrieved 2021-05-17.
  3. ^ "Bloomberg Company Profile - Aetna". www.bloomberg.com. Retrieved 2021-05-17.
  4. ^ a b c d "Health Care Sharing Ministries: What Are the Risks to Consumers and Insurance Markets?" (PDF). Commonwealth Fund. August 2018. Retrieved 2021-05-17.
  5. ^ "Sharing Is Caring: 5 Common Misconceptions about Healthcare Sharing Ministries". Healthcare Business Today. 2020-12-30. Retrieved 2021-05-17.
  6. ^ "COVID-19 Response Winners | Stevie Awards". stevieawards.com. Retrieved 2021-05-18.
  7. ^ "Helping Those Who Help Us". Christian News Journal. 2020-12-14. Retrieved 2021-05-18.
  8. ^ "Pure Game helps build character for children, gets support from Unite Health Share Ministries". Daily Pilot. 2020-08-15. Retrieved 2021-05-18.