Talk:H&R Block/Archives/2012

NPOV

The article focuses only on controversy and criticism of the company. More information is needed on its founding, history, and development. The company is over 50 years old, it only got into refund lending in the last 15 years or so. We're missing the boat on this one.71.255.170.248 05:06, 2 May 2007 (UTC)

Dear user at IP 71.255.170.248: Fine, but we don't need a tag on the article. We can discuss the problem of non-neutral POV here on the talk page. Tags should be added "as a last resort." See[1] Yours, Famspear 19:38, 2 May 2007 (UTC)

Dear IP 71.255.170.28: Almost the first half of the article focuses on general information such as the history of the company; only the last half is devoted primarily to critique. I believe you are overstating your case a bit. You are correct, however, that the article could be expanded to include more on the founding, history and development of the company. Yours, Famspear 19:46, 2 May 2007 (UTC)

H&R Careers - Australia

H&R Block is an international company.

In Australia it is possible to do a course to train as a tax consultant for H&R Block. Training typically occurs in the early part of the year to January to June, and attracts a wide variety of people paying a sum of money to learn to do personal tax returns. The work last for approximately 4 months, starting in July and building steadily towards the end of October. Typically the positions are offered on a casual contract basis, with a minimum of 3 hour engagements. People engaging in contract work may find work very light on, if not existent for the first few month. Pay rates are award. This kind of work is not for everyone, especially if they need a steady dependable income. --58.160.122.86 23:41, 11 July 2007 (UTC)

Merge with H&R Block Mount Holly District

Can't see why districts need their own articles. Present H&R Block Mount Holly District article satisifies no notability criteria. JASpencer (talk) 14:12, 31 December 2007 (UTC)

Edits to intro

I removed the general info section and moved most of its contents up into the summary. I cut the info about the name change because it is handled in the Bloch bios, but also because I couldn't figure out a good place for a mention in this article. Flowanda | Talk 05:00, 21 March 2008 (UTC)

Outdated information

This page was updated January 23, 2012, to update the CFO and Board Chairman positions to the current leaders in those roles, the sale of RSM McGladrey, and the company's products, which were not accurate or up-to-date.

RALs and RACs, towards including information on third-party bank collection

National Taxpayer Advocate's 2007 Objectives Report to Congress, Volume II, The Role of the IRS in the Refund Anticipation Loan Industry, "Debt Collection Offset Practice," June 30, 2006:

page 10 (11 in PDF):

" . . . if a taxpayer owes money on a defaulted RAL to Bank A and subsequently attempts to buy another RAL from Bank B, . . "

pages 10-11 (11-12 in PDF):

" . . . Cross-collection has also been challenged based on fair debt collection principles. The Fair Debt Collection Practices Act requires collectors to inform consumers in the initial written communication (in addition to the first oral communication if the initial communication is oral) that the collector is attempting to collect a debt and any information obtained will be used for collection purposes.[39] Further, within five days of the initial communication, the collector must send the consumer a written notification containing the amount of the debt, the name of the creditor and a statement providing that the consumer has 30 days to dispute the validity of the debt, or any portion thereof.[40] Accordingly, with cross collection, it is unclear whether the taxpayer had a reasonable opportunity to dispute the existence or amount of the debt before the third party bank collects it from the taxpayer’s refund. . . "

pages 11-12 (12-13 in PDF):

" . . . . At the very least, banks should be barred from transferring EITC under a cross-collection arrangement . . . "

[EITC is Earned Income Tax Credit.]

Yes, this is probably well worth including. A good chunk of H&R Block's business has been built on the promise of RALs (Refund Anticipation Loans), even though these loan applications are often converted to RACs, and also face this somewhat long-shot danger (and H&R Block now seems to call cross-collection more vaguely "previous debt"). If you have time, please jump in and help. See also Talk:Refund anticipation loan, the section "Links on RALs." FriendlyRiverOtter (talk) 18:15, 29 August 2012 (UTC) FriendlyRiverOtter (talk) 01:45, 26 September 2012 (UTC)