Name
Date
Scope
Jurisdiction
Description
Height of Buildings Act of 1899
1899
Height limits
D.C.
Created height restrictions because of concerns with new construction technology, notably steel, iron, and thin veneer facades.
Height of Buildings Act of 1910
1910
Height limits
D.C.
Created height limits in Washington, D.C.
Federal Home Loan Bank Act
1932
Mortgages
Federal
Created Federal Home Loan Bank Board to charter and supervise federal savings and loans. Created Federal Home Loan Banks which lend to building and loan associations and other banking institutions to finance home mortgages.
National Housing Act of 1934
1934
Mortgages
Federal
part of New Deal to make housing and home mortgages more affordable. Created the Federal Housing Administration (FHA) and the Federal Savings and Loan Insurance Corporation (FSLIC).
Housing Act of 1937 (aka Wagner-Steagall Act)
1937
Public Housing
Federal
Provided for subsidies to be paid from the U.S. government to local public housing agencies (LHAs) to improve living conditions for low-income families.
Housing Act of 1949
1949
[definition needed ]
Federal
[definition needed ]
Housing Act of 1954
1954
Public housing
Federal
Was to provide 140,000 units of public housing with preferential treatment to families relocated for slum eradication or revitalization.
Rumford Fair Housing Act
1963
Discrimination
CA
Preceded Fair Housing Act , but repealed.
Housing and Urban Development Act of 1965
1965
[definition needed ]
Federal
[definition needed ]
Housing and Urban Development Act of 1968
1968
Mortgages
Federal
Established Ginnie Mae to expand availability of mortgage funds for moderate income families using government-guaranteed mortgage-backed securities . The new entity was split from the former Fannie Mae , which retained other functions.
Fire Research and Safety Act of 1968
1968
Fire safety
Federal
[definition needed ]
Fair Housing Act
1968
Discrimination
Federal
Intended to protect the buyer or renter of a dwelling from seller or landlord discrimination.
Housing and Urban Development Act of 1970
1970
[definition needed ]
Federal
[definition needed ]
Uniform Relocation Assistance and Real Property Acquisition Act (1970)
1970
[definition needed ]
Federal
[definition needed ]
Housing and Community Development Act of 1974
1974
Affordable housing
Federal
Amended the Housing Act of 1937 to create Section 8 housing
Real Estate Settlement Procedures Act
1974
Buyer protection
Federal
Created to educate and protect prospective home buyers by adding disclosure requirements and eliminating kickbacks and referral fees to realty services.
Federal Fire Prevention and Control Act of 1974
1974
Fire safety
Federal
[definition needed ]
Mobile Home Construction and Safety Standards Act of 1974
1974
Mobile home safety
Federal
Established design and development safety standards for manufactured housing or prefabricated homes.
Home Mortgage Disclosure Act
1975
Mortgages Discrimination
Federal
[definition needed ]
Community Reinvestment Act
1977
[definition needed ]
[definition needed ]
Alternative Mortgage Transaction Parity Act of 1982
1982
Mortgages
Federal
[definition needed ]
McKinney–Vento Homeless Assistance Act
1987
[definition needed ]
Federal
[definition needed ]
Housing and Community Development Act of 1987
1987
[definition needed ]
Federal
[definition needed ]
Federal Housing Enterprises Financial Safety and Soundness Act of 1992
1992
[definition needed ]
Federal
[definition needed ]
Home Ownership and Equity Protection Act of 1994
1994
Mortgages
Federal
[definition needed ]
Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994
1994
Mortgages
Federal
[definition needed ]
Mortgage Forgiveness Debt Relief Act of 2007
2007
Mortgages
Federal
[definition needed ]
Housing and Economic Recovery Act of 2008
2008
[definition needed ]
Federal
[definition needed ]
American Recovery and Reinvestment Act of 2009
2009
[definition needed ]
Federal
[definition needed ]
Fraud Enforcement and Recovery Act of 2009
2009
[definition needed ]
Federal
[definition needed ]
Helping Families Save Their Homes Act of 2009
2009
[definition needed ]
Federal
[definition needed ]
HOME STAR
2009
[definition needed ]
Federal
[definition needed ]
Mortgage Choice Act of 2013
2013
Mortgages
Federal
[definition needed ]
Public Law 113-167
2014
[definition needed ]
Federal
[definition needed ]
Home Equity Theft Prevention Act
2006
NY
A New York State law passed in 2006, to provide homeowners with information about the homeowner’s property, particularly when homeowners are in default on their mortgage payments