Kutxabank is a Spanish bank founded and based in Bilbao. It was officially created on 1 January 2012 out of the merger of three Basque financial institutions operating in their respective provinces: Bilbao Bizkaia Kutxa (BBK), based in Bilbao; Gipuzkoa Donostia Kutxa (Kutxa), based in San Sebastián; and Caja Vital Kutxa (Vital) based in Vitoria.[2]

Kutxabank, S.A.
TypeSociedad Anónima
IndustryFinancial services
PredecessorBilbao Bizkaia Kutxa
Gipuzkoa Donostia Kutxa
Caja Vital Kutxa
Founded1 January 2012
HeadquartersBilbao, Spain
Key people
Gregorio Villalabeitia Galarraga (Chairman), Francisco Javier García Lurueña (CEO)
ProductsUniversal banking, insurance, investment holdings
Increase €332.3 million (2018)[1]
Total assetsIncrease €58.3 billion (2018)[1]
Number of employees
Decrease 5,822 (2018)[1]

Required by the Spanish Government's bank merger deadline, all three institutions ceased to exist as savings banks after a long period of internal deliberation and integration.

Kutxabank operates in Andalusia and Extremadura with the brand CajaSur.


The European stress test measuring solvency in periods of credit crisis showed that Kutxabank ranked first in Spain, standing out as the soundest financial institution (data published in October 2014).[3] A report issued by the European Bank Authority in December 2020 considered Kutxabank the most solvent bank in Spain, also ranking higher than the European average.[4]

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  1. ^ a b c Kutxabank, Informe Financiero Anual 2018
  2. ^ Quiénes somos, www.kutxabank.com (in Spanish)
  3. ^ "Kutxabank, Bankinter y Bankia sacan las mejores notas del examen". El País. 26 October 2014. Retrieved 2018-03-20.
  4. ^ "Kutxabank mantiene su solvencia en lo más alto". elEconomista.es (in Spanish). Retrieved 2022-01-04.{{cite web}}: CS1 maint: url-status (link)