International mobile remittance

International mobile remittance (also known as international mobile airtime recharge / international top-up / top-up credit) is a remittance transfer service which allows a person in one country to securely and electronically transfer or top-up mobile credit to another mobile belonging to a family member or friend abroad. The top-up can happen through various payment mechanisms. The sender selects the country, mobile network, number of the recipient, mobile air time amount, and makes the transfer. The mobile air time is credited to the recipient instantly.[1][2]

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The history of international mobile remittances is inextricably linked to the development of the mobile phone and its acceptance globally.[1][2][3] Today, international mobile airtime recharge is the most widely used mobile phone remittance service. It accounts for nearly 75% of all mobile remittance transactions.[4] The proliferation of retailers selling mobile airtime remittance services has increased in developing countries, partly due to the growth of various mobile payment solutions. It is easy for workers, friends, and family living or visiting oversea countries to send mobile airtime top-ups from the convenience of their home, mobile device, bank, or local retail store.[5]

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References edit

  1. ^ a b Medhi, Indrani; Ratan, Aishwarya; Toyama, Kentaro (2009). "Mobile-Banking Adoption and Usage by Low-Literate, Low-Income Users in the Developing World". Internationalization, Design and Global Development. Lecture Notes in Computer Science. Vol. 5623. pp. 485–494. doi:10.1007/978-3-642-02767-3_54. ISBN 978-3-642-02766-6. S2CID 40794908.
  2. ^ a b Adams, Richard H.; Page, John (October 2005). "Do international migration and remittances reduce poverty in developing countries?". World Development. 33 (10): 1645–1669. doi:10.1016/j.worlddev.2005.05.004.
  3. ^ "The Evolution of Cell Phone Design Between 1983-2009". Webdesigner Depot. 2009-05-22. Retrieved 2018-12-07.
  4. ^ "ห้ามพลาดสล็อตออนไลน์ เล่นง่าย แตกบ่อย การันตีฝากถอนโอนไวต้องเรา". 8 February 2023.
  5. ^ http://www.gsma.com/publicpolicy/wp-content/uploads/2012/03/SSA_FullReport_v6.1_clean.pdf[bare URL PDF]