Identifier: illustratedbuffa00bail (find matches)
Title: Illustrated Buffalo: the queen city of the lakes
Year: 1890 (1890s)
Authors: Bailey, George Milroy, 1862- (from old catalog)
Subjects:
Publisher: New York, Acme publishing and engraving co.
Contributing Library: The Library of Congress
Digitizing Sponsor: Sloan Foundation

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ly advertise theirwants or the money they have to lend; have little use for banks, and, in fact, save and lend with least possibleexpense, thus enabling them to add to their profits these items of cost that are saved. Nearly every associationin Buffalo meets at the home of one of its members, or in his shop or office, and hence the City Directory givesno list of them, and no one until to-day knew how many organizations there were, or when they were organized,or how much money they had saved, or whether they were increasing in numbers and membership—though itwas generally believed that they were increasing rapidly. The savings banks know this fact too well, as theirloans made on bond and mortgage to home-builders have been growing proportionately less every year of late. The economic methods of these frugal people, their loyal co-operation and the success of their plan is anabsorbing theme of study in this day of labor difficulties, when the present industrial system is so ably chal-
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ILLUSTRATED *Sl/FFALO^C THE QUEEN 78 .,2<?-(!^WJ! U.TiwJUVUJSS^ CITY OF.THE LAKES. letiged, and the social problem is in every mans mind. One thing is certain, and Buffalo should to-dayacknowledge her indebtedness—this city has been kept comparatively free from strikes, with all their attendingmiseries, disturbances of the peace, and overt law-breaking, by the existence of these very same savings andloan associations, through and by their educational effect upon the workingmen of this city. No laboring manwill pick a quarrel with his employer, or will allow a fancied or temporary injustice done to him by Capital, tobe the means of turning himself and family out of a home which is half paid for. He may, and often docs,allow these things to drive him out of a rented home, but seldom, if ever, out from under a roof that he will ina short time call his own. It has been truly said that men will always fight to protect their homes, but not theirboarding-liouscs. Just what this conditio

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