| Submission declined on 4 March 2024 by User4edits (talk). The proposed article does not have sufficient content to require an article of its own, but it could be merged into the existing article at Pradhan_Mantri_Mudra_Yojana. Since anyone can edit Wikipedia, you are welcome to add that information yourself. Thank you.
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| Submission declined on 24 January 2024 by Aviram7 (talk). This submission provides insufficient context for those unfamiliar with the subject matter. Please see the guide to writing better articles for information on how to better format your submission. | |
Comment: minor improvements and mergeto Premiership_of_Narendra_Modi#Financial_inclusion. OR can be standalone article after major improvements. See Pradhan Mantri Ujjwala Yojana. Thanks, User4edits (talk) 06:01, 4 March 2024 (UTC)
- Comment: Appears to be a notable topic but the content of the draft is not clear. Hitro talk 11:58, 25 January 2024 (UTC)
- Comment: Hey @Khush1457: Please add more content + reference to this topic, The draft is too short, We can't currently accept this draft, if you finish this draft then you're able to submit for review again. Thank you! ~~ αvírαm|(tαlk) 04:53, 24 January 2024 (UTC)
Pradhan Mantri Mudra Yojana (PMMY) aims to provide loans up to Rs 10 lakh to micro enterprises. It was launched by the Prime Minister Narendra Modi on 8 April 2015.[1] If data is to be believed, till now it is estimated that loans worth Rs 18.60 lakh crore have been given to small and micro entrepreneurs in the country.[2] According to Moneycontrol, about 1,65,000 people have availed the benefits under this scheme. The government has raised USD $157,400,000 for this scheme since 1 September 2015.[3]
Features edit
There are three categories
- SHISHU
- KISHORE
- TARUN
In Shishu, loan provide under this category up to Rs.50,000 and Loans from Rs.50,001 to Rs.500,000 are categorised as KISHORE[4] as well Loans from Rs.500,001/- to Rs.10,00,000/- are categorised as TARUN[5]
Processing Fee Nil for Shishu and Kishore to MSE Units and For Tarun: 0.50% of Loan amount[6]
Benefits edit
- No securities or collateral required to be provided
- No processing fee
- For fund or non-fund based requirements
- Loans can be used for various purposes
- No minimum loan amount
References edit
- ^ "Pradhan Mantri Mudra Yojana (PMMY): Eligibility, benefits, other details". mint. 14 December 2023.
- ^ "प्रधानमंत्री मुद्रा योजना क्या है (PMMY)? और जाने इससे लोन लेने की पुरी जानकारी 2023 | Jankari India". 3 June 2023.
- ^ "Nearly 1.65 lakh a/c holders avail overdraft under PMJDY". Moneycontrol. 4 September 2015.
- ^ Sridhar, G. Naga (1 January 2024). "Mudra loans show record growth to ₹3-lakh crore in Q3 FY24". BusinessLine.
- ^ "PMMY: This youth-centric scheme provides loan up to Rs 10 lakh to set up business; know details". Zee Business. 24 January 2024.
- ^ Money, Outlook (25 December 2023). "What Is Mudra Loan In Pradhan Mantri Mudra Yojana; Check Application Process And Eligibility Criteria". Outlook Business.