Cofidis is a French company, now majority owned by the Crédit Mutuel, based in Villeneuve-d'Ascq.
Founded in 1982 by 3 Suisses International in cooperation with Cetelem, Cofidis specialized in the consumer credit business of the 3 Suisses Group. It has expanded since then.
Its business concept of offering customized consumer loans either by phone or over the Internet has been exported to other countries - Belgium, Spain, Portugal, Italy, Czech Republic, Greece and Hungary. In 2003, Cofidis combined with Crédit Mutuel Nord Europe to found a new joint venture, Créfidis. And in 2004, Cofidis acquired a 66% equity stake in C2C, the financial services provider of the French Camif Group.